Credit Repair
SAY GOODBYE TO BAD CREDIT!!!!!
The average person thinks that bad credit is a seven to ten year sentence. The reality is that having bad credit is a choice. You don’t have to be a victim of the credit bureaus and the credit industry. You can choose to try to improve your credit and I’m the attorney to help you do that. Please read further to see how and then please read the bottom of the page so you can see how I charge for my services.
The Fair Credit Reporting Act, The Fair Credit Billing Act and The Fair Debt Collection Practices Act are your protections and your weapons to fight back. These Acts give you protections against having your credit destroyed unfairly. The Acts also provide a way for you to fight back to be sure that everything listed on your credit report is accurate, timely and verifiable. It does not mean sort of accurate, kind of timely and hopefully verifiable. I promise to work to get it right for you!
Asserting your rights is exactly what I do. While it is against the law to guarantee you any kind of result, credit repair and restoration is an area of practice that I am highly trained in to help you. My strategy is quite simple. I fight for your rights under the Acts as to the items listed on your credit report. Together we go over every single line item and all the individual entries on your report. Next we develop a game plan and determine which items to focus on and what to do and then we execute that plan. This entire repair and restoration process normally takes somewhere between six to twelve months on average.
Since I am licensed to practice law in the State of California, I only accept clients within the boundaries of the State of California. Anyone outside California will need to find a competent attorney in their home state to assist them.
HOW MUCH DOES IT COST? There are a lot of smooth talkers out there who sell you on a program with big upfront fees and monthly charges that accomplish you absolutely nothing other than wasting more of your money. My fees are performance based. If I do not achieve results, then I do not get paid. If I totally fail you, then it costs you nothing other than the initial audit fee of $299.00. I charge that fee to be paid for my time to audit your credit report and get your case set up on my software. If I did totally fail you which has never happened, then I would not feel comfortable keeping the $299.00 and would give that money back to you as my reputation matters more to me than $299.00 does. What you pay for are results. You pay a flat rate of $75.00 per item deleted per report. So for example if you have six bad items on all three credit bureaus, then you have eighteen bad items. If I get fourteen of them off your reports, then the additional cost is $1,050.00. As always, the initial consultation is always free so make the decision to fight back today by calling me at (858) 278-2800.
